Ecuador
 

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Ecuador


Country Information

Capital: Quito

Lenguage: Spanish

Population 13,663,642

Geography:  Extending 283.561 km2, Ecuador’s geography has been shaped by the presence of the Andes Mountain range, which crosses the country from north to south.  In the Western Mountains, the maximum elevation is Mt. Chimborazo at 6.272 meters. In the Eastern Mountains, there are also impressive views, including Antisana, Cayambé and Cotopaxi, which at 5.943 meters, is the world’s highest volcano.

Climate: The climate is warm in the west, with marked aridity in the meridional sector, warm climate in the altiplanic lowlands (15°C, on average), which decreases noticeably in the Andean highlands, which in addition have abundant rainfall (4.000 mm annually);  and a humid and rainy climate in the East.

Currency: Dólar Americano 

Change Type: 1 USD = 1 USD en Ecuador


Financial Information*

Características de las Instituciones.

 

Number of MFIs

 

Total Assets

 

Sample size of group.

 

Total assets, adjusted for inflation and standardized loan portfolio provisioning and write-offs.

 

33

 

5,085,708

Estructura de Financiamiento.

 

Capital / Assets Ratio

 

Commercial Funding

 

 

Debt / Equity Ratio

 


Gross Loan Portfolio / Total Assets

Total Equity, adjusted/ Total Assets, adjusted.

All liabilities with “market” price/ Average Gross Loan Portfolio
.

Total liabilities, adjusted/ Total Equity, adjusted.


Gross Loan Portfolio, adjusted/ Total Assets, adjusted

.

 

21,5%

 

76,1%

 
 

3.7

 


82,4%

Indicadores de Escala.

 

Number of Active Borrowers

 


% of Women Borrowers

 


Number of outstanding loans

 

 

Gross Loan Portfolio

 

Number of Borrowers with loans outstanding, adjusted for standardized write-offs.

 

Number of active women borrowers/ Number of Active Borrowers adjusted.

 

Number of outstanding loans, adjusted for standardized write-offs.

 

Gross Loan Portfolio, adjusted for standardized write-offss

 

4,446

 

 

54.7%

 

 

4,725

 

 

4,389,116

Indicadores Macro Económicos

 

GNP per capita


GDP Growth Rate

 

Deposit Rate  

 

Inflation Rate

 

Financial Penetration

 

US $

 

Annual Average

 

%

 

%

 

M3 / GIP

 

2,630

 

3,9%

 

4,1%

 

3,0%

 

24,5%

Desempeño Financiero General.

 

Adjusted Return on Assets

 

 

Adjusted Return on Equito

 

 

Operational Self-Sufficiency

 

 

Financial Self-Sufficiency

 

Net Operating Income, adjusted and net of taxes/ Average Total Assets adjusted.

 

Net Operating Income, adjusted and net of taxes/ Average Total Equity adjusted.

 

Financial Revenue/ (Financial Expense + Net Loan Loss Provision Expense + Operating Expense).


Financial Revenue, adjusted/ (Financial Expense + Net Loan Loss Provision Expense + Operating Expense), adjusted.
.

 

0,4%

 

 

2,7%

 

 

112,1%

 

 

105,2%


* The data used in this section forms parts of a study by the MIX Society, Latin America, regarding the state of micro finances in the Latin America and the Caribbean region, as of December, 2006.  The information is part of a statistical sample of all the microfinance institutions in Peru, Bolivia and Ecuador.

Information taken from:  “Latin America and the Caribbean”, Microfinance Information eXchange (MIX), in Regional Benchmarks, MIX Latin America, December, 2006, Lima, , Peru.  Available in:  www.themix.org

 
 
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